The Application of Study Loans Essay Example for Free

The Application of Study Loans Essay The chart shown that as increasing for study loan among students. The years of applications for study loans is from 2004 until 2008. This chart is too closely related between the applications for study loans and the reason for applying for study loans. The applications for study loans are including male and female students. There are many reasons for students who wants to applying for study loans. Firstly, the comparison year from 2007 till 2008. It is show that were increase. This is because students wants to be independent if they get the loans. They think that they will not pester parents for wanting to be independent in the pursuit of our own future without make life difficult for anyone. The same time, the money they get, can be used with thrifty. Secondly, the year difference between 2004 to 2005. It is show that the number of students were increase. This in turn is caused by students unwilling to work and study. Additionally, reduced application rates because students are not willing to work and study. Such a case because the students do not want to work and at the same time want to learn. For them, its hard to juggle work and study. That is why students need applying for study loans to continue their education. Thirdly, the year 2006, it is show the number of students is remain constant. This caused economic downturn. Parents retrenched and need money for other purposes. Thing like that, too, who had to apply for a loan cause students to continue studying. Such a case, can help students who need the money to continue his studies and purchase the study. In a nutshell, based on the chart show that many reason in application for study loans. Beside that, parents do not have the means and other factors also the reasons for applying for study loans for students who require.

My Name Is Asher Lev Essay example -- essays research papers

Asher Lev Essay: Minor characters are central to our understanding of any text. Analyse their significance in My Name Is Asher Lev. Central to our understanding of â€Å"My name is Asher Lev† by Chaim Potok, is the dynamics of Asher’s relationship with different minor characters involved. Each minor character such as Yudel Krinsky, Uncle Yitzchok, the Rebbe, and Jacob Kahn each help Asher in a different way allowing the reader to interpret the text more thoroughly. Their guidance to the antagonist creates a vivid image inside the reader’s mind of the type of character and their importance to our understanding of the text. Each minor character listed has a deep impact on the resolution of Asher Lev  Ã‚  Ã‚  Ã‚  Ã‚   Yudel Krinsky is a Russian Jew from Siberia, in Russia. When he arrives in Brooklyn he is very grateful towards Asher’s father. â€Å"Did you know Asher that your father is an angel of God?† he says. When Asher first meets Yudel Krinsky his curiosity about Serbia and Yudel Krinsky begins. This curiosity soon makes him ask more and more questions about Yudel. â€Å"We saw a Jew from Russia,† he says to Mrs. Rackover. When asked about Siberia Mrs. Rackover replies, â€Å"What is Siberia? It is a land like the inside of this refrigerator. It is a land of ice and darkness where the Russian government sends people it hates. What is Siberia? No-one should know of it.† This gives a good impression to the reader the torment and struggle Yudel must have felt when living in Siberia. Asher of course does not view this information lightly and wishes to seek more answers about Yudel and Russian Jews. â€Å"The son of Reb Aryeh Lev,† is the name Asher is referred to during the beginning journeys of to Yudel’s store. It is important to note he is called the son of Aryeh Lev because they don’t really know each other but later called ‘Asher’. On the first encounter Asher does not ask Yudel any questions. On the second encounter though Asher begins to ask Yudel questions relating to the news in Russia and the relationship between Yudel and Asher begins to bloom like a rose bud. On the next encounters to Yudel’s store, Yudel starts addressing Asher as ‘Asher’ and not ‘the son of Aryeh Lev’. Asher seems almost attracted to the store and is mesmerized by the metal glass showcase of oils and paints. When Asher steals the oils because he can’t afford them, Yudel starts nurturi... ...en’t for Jacob’s significant contribution by offering Asher help and criticism Asher would have never prospered as a great painter. Throughout the text â€Å"My name is Asher Lev† by Chaim Potok, minor characters of Jacob Kahn, the Rebbe, Uncle Yitzchok and Yudel Krinsky are central to our understanding of the text. Each character plays a significant part in the artistic progress of Asher Lev and allows him to reach a level of artistic talent at a young age. Their description and techniques used to describe them help the reader interpret the text thoroughly as they have an understanding of the type of character. Each minor character is as vital as the other as without one character Asher may not have been able to accomplish his great feats. Their contributions to Asher through either materials or advice are essential for Asher to establish himself as a great painter. Each character’s actions helping Asher succeed and also attributes to the tension created between themselves and Aryeh Lev which eventually results in the downfall of the Lev household. The minor characters are in essence the key to our understanding as each evaluates Asher’s feelings, emotions, and frustrations of art.

Marketing Orientation Sample Essay

Marketing orientation is a concept of an organization which underlines that the company`s success is mainly based on customers` satisfaction. The stress here is put on valuing consumers` needs and wants first of all. â€Å"A marketing oriented firm (also called the marketing concept, or consumer focus, or customer focus) is one that allows the wants and needs of customers and potential customers to drive all the firm’s strategic decisions. The firm’s corporate culture is systematically committed to creating customer value. The rationale is that the more a company understands and meets the real needs of its consumers, the more likely it is to have happy customers who come back for more, and tell their friends† (wikipedia). Marketing orientation concept evolved between the late 1960s and early 1970s. Firstly, it was developed at Harvard University. Marketing orientation replaced production orientation and sales orientation which were prevailing before. By this time numerous researches were made in order to investigate marketing orientation more thoroughly and make necessary conclusions about the influence of this concept. However, understanding of marketing orientation is not clear and is discussed from different points of view. There are studies which propose philosophical approach towards marketing orientation and there are those which turn to behavioral notion of marketing orientation. I would like to mention opinions of several researchers towards the topic of marketing orientation. Desphande and Webster, like many others, share ideas of philosophical and cultural qualities of marketing orientation. â€Å"In their study in 1992 they use the term  «customer orientation » to describe a specific set of beliefs that puts the customers’ interests first and ahead of those of all other stakeholders (e.g. owners, managers, employees) which, in their view, should be considered as part of a broader, and more fundamental, corporate culture† (mcm.aueb.gr/†¦/Gounaris/Marketing_Orientation_and_Its_Development.pdf). On other way, marketing orientation is viewed as specific company behavior. Trout and Ries (1985), for example, perceive marketing orientation as an effort to compile market intelligence upon which the effort to build a competitive advantage is based. Elliot (1987) considers satisfying customers` needs important but insufficient, and proposes strategies for achieving customers` satisfaction to be just a part of marketing orientation concept which should combine many other features. More developed marketing orientation improves company`s performance—there is a direct connection. Many companies may prosper using marketing orientation, and some fail. The difficulty is that marketing orientation is specific, it combines particular culture and behavior of a firm. So, once a company decides to concentrate on consumers` satisfaction and apply marketing orientation there are many challenges and innovations coming into company`s philosophy. First step of the company is to investigate customers` expectations. Later, products or services are produced considering the information obtained from performed investigation. The final part is to follow and evaluate consumers` satisfaction in order to make necessary adjustments. And so it becomes a continuous process for the company in order to keep track and continue to improve business. There are many methods and approaches used in marketing orientation. The ideal model of marketing oriented company would include all necessary marketing activities. There is marketing research in order to identify customers` wants, research and development production developing the products according to consumers` wishes, pricing which undermines value of the product to customers, distribution to the right place at the right time, and promotion in order to inform customers of the product. Marketing oriented company should also possess characteristics such as: marketing research and product innovation techniques, broad product lines, possibility of ancillary services, customer support, tight organizational structure. I consider marketing orientation to be a very positive and necessary concept. Basically, customers are those who make business prosper. So, the more company listens to the expectations of consumers and the more loyal and understanding is the philosophy of the company, the more customers it will attract—and more profit will be attained using rather ethical, as to my opinion, approach to business. BIBLIOGRAPHY 1. Avlonitis G. and Gounaris S., â€Å"Marketing Orientation and Company Performance: A Comparative Study of Industrial vs. Consumer Goods Companies†, Industrial Marketing Management, vol. 26, no.5 (1997) 2. Bonoma T., â€Å"The Marketing Edge: Making Strategies Work† (1985) 3. http://en.wikipedia.org/wiki/Marketing_orientation 4. mcm.aueb.gr/†¦/Gounaris/Marketing_Orientation_and_Its_Deve lopment.pdf

The Ecj s Evolving Case Law On Fundamental Human Rights

Student i.d. 15035030 Words Question 5 The ECJ has been accused of â€Å"not taking (human) rights seriously†. Assess the validity of this comment with reference to the ECJ’s evolving case law on fundamental human rights in European Union law. Introduction: To begin with, it is essential to explain what is European Court of Justice and Human Rights. The Court of Justice of the European Union (CJEU) is an institution, established in 1952, which interprets EU law to make sure it is applied in the same way in all EU countries, and settles legal disputes between national governments and EU institutions. It can also, in certain circumstances, be used by individuals, companies or organisations to take action against an EU institution, if they†¦show more content†¦First cases to consider would be Friedrich Stork Cie v High Authority of the European Coal and Steel Community and Geitling v High Authority , where a reluctance to recognise fundamental rights was noticed. However, these were the first cases dealing with fundamental human rights, and European Court of Justice had plenty of time to progress in making decisions regarding these rights, European Union law and Member States’ national law. Another essential case in this argument is Costa v Enel , where the principle of the supremacy of EEC law over inconsistent national law was established. In this case European Court of Justice said: â€Å" It follows from all these observations that the law stemming from the treaty, an independent source of law, could not, because of its special and original nature, be overridden by domestic legal provisions, however framed, without being deprived of its character as community law and without the legal basis of the community itself being called into questionâ€Å", which obviously gives priority for EU law over national law. Such a decision reflected in application of fundamental Human Rights as well – it proved that Human Rights will be applicable even if they conflict with national law. Only in Stauder v City of Ulm (An European Union scheme provided cheap butter for welfare benefits, but required to show a coupon with a person’s name andShow MoreRelatedCase Studies: Sas Airline Ryanair8016 9 Words   |  321 PagesHow did the deregulation of air transportation in Europe foster entrepreneurial behavior and innovation in the European airline industry over the last twenty years? Case studies: SAS Airline Ryanair Master Thesis in Entrepreneurship and Dynamic Business Contexts Spring 2007 Supervisor: Hà ¥kan Bohman Entrepreneurship Master Program Authors:
Gilles Helterlin and Nuno Ramalho
Acknowledgements We would like to express our gratitude to all who have contributed to the realization of this